Minnesota Public Adjuster. Denied and Underpaid Insurance Claims Recovered. Licensed in 11 states.
Your insurer has a team of adjusters fighting for them. Now you do too. Over 15 years of experience. Contingency-based fees.
Roofing Insights.
We cohost on the industry’s most-watched channel, pulling back the curtain on how claims really work. Watch, then let us do it for you.
Insurance Lawyer vs. Public Adjuster
Insurance company or public adjuster: whose side is your money really on?
We turn the NO
into a YES.
Clarion Claims Group is a team of licensed public adjusters who work exclusively for you. We have over 15 years of experience fighting denied and underpaid property insurance claims.
"Homeowners with professional representation recover an average of 3× more than those who handle claims alone."
Insurance Research Council
Hail and wind · Minneapolis, MN · settled in 6 weeks
"My claim was denied before. Clarion got me nearly 8× what the insurance company offered."
Minneapolis homeowner, 2024Individual results vary. Past outcomes do not guarantee future results.
Hail, wind, trees, tornadoes. If a storm did it, we handle the claim.
- Hail
- Bruised shingles, cracked skylights, dented gutters and vents. Carriers like to call it cosmetic. We chalk every strike and count them.
- Wind
- Creased and missing shingles, lifted ridge caps, torn flashing. Often on the slope the carrier's adjuster never climbed.
- Trees
- A fallen tree is never just the roof. Decking, framing, siding, fences, and the rooms underneath all belong in the scope.
- Tornado
- Total losses, and partial losses that get paid like small ones. We document the whole structure before the carrier writes a number.
Not sure if your damage qualifies?
Does My Damage Qualify?Six things we do that your insurer will not do for you.
- 01
Free consultation
A phone call with a licensed adjuster, not a call center. We tell you straight whether your claim is worth pursuing.
- 02
Inspection and documentation
We get on the roof and inside the house. Photos, measurements, and moisture readings that hold up when the carrier pushes back.
- 03
Filing and appeals
New claims, supplements, and appeals of denials, filed correctly the first time so nothing gets tossed on a technicality.
- 04
Negotiation with the carrier
We deal with the field adjuster, the desk reviewer, and the supervisor above them. You get updates, not hold music.
- 05
Appraisal
When the carrier will not move, we serve as your appraiser under your policy's appraisal clause and take the dispute to a neutral umpire.
- 06
Xactimate estimates
Line-item estimates in the same software carriers use, so the argument is about the numbers, not the format.
On your own, or with Clarion.
Three steps. You make one phone call.
We Review Your Claim
We read your policy, look at the damage, and compare it to what the insurer paid or refused to pay. Then you get a straight answer on your options.
We Review Your Claim
We read your policy, look at the damage, and compare it to what the insurer paid or refused to pay. Then you get a straight answer on your options.
We Build Your Case
Photos, measurements, a line-item Xactimate estimate, and the policy language that backs up every line of it.
We Fight. You Recover.
We negotiate directly with your insurer until you get what you're owed. Contingency-based: our fee is a percentage of what we recover.
We Review Your Claim
We read your policy, look at the damage, and compare it to what the insurer paid or refused to pay. Then you get a straight answer on your options.
We Build Your Case
Photos, measurements, a line-item Xactimate estimate, and the policy language that backs up every line of it.
We Fight. You Recover.
We negotiate directly with your insurer until you get what you're owed. Contingency-based: our fee is a percentage of what we recover.
Licensed & Bonded In
Minnesota · Michigan · Kentucky · Georgia · Nebraska · Missouri · Colorado · Connecticut · Wisconsin · North Carolina · Iowa
Homeowners and contractors, in their own words.
“We had an excellent experience working with Clarion Claims Group, especially Kiersten Calverley. After months of frustration dealing with our insurance claim, Kiersten stepped in, kept us informed throughout the process, and successfully helped us obtain approval for a full roof replacement. She was knowledgeable, responsive, and advocated on our behalf.”
“We worked with Kiersten and David from Clarion Group on a complicated roof claim, and the experience was outstanding from start to finish. Her persistence, deep knowledge of Minnesota statutes, and ability to stay on top of every detail were the reason we ultimately received full replacement approval. Highly recommended!”
“Working with Clarion was very reassuring. They were competent, punctual, and extremely efficient in getting my claim approved. Their field agent was very knowledgeable and nimble on my very steep roof. I cannot express my gratitude for Clarion enough.”
“I can't recommend Clarion highly enough. After working with their team for several years, I can confidently say they are one of the best partners I've had the opportunity to work with. Their communication with both me and my clients is second to none. They make my job easier, take exceptional care of my clients, and consistently deliver when it matters most.”
“Sam Cook was the best person to help me against State Farm. It took some time for State Farm to come around, but it was because Sam persisted and stayed on top of them. Sam came to my house in Michigan to see the damage on my roof and proved to State Farm they were wrong.”
“Great service. After my insurance company told me they weren't going to cover the repairs on my house, Cameron from Clarion Claims Group came in and had some very serious discussions with my insurance company, and now they are paying what they should. Would highly recommend their service for anyone dealing with difficult insurance companies.”
“I wouldn't hesitate to recommend Sam and his team at Clarion. They're among the most knowledgeable professionals in the industry, and they genuinely put the property owner's best interests at the center of everything they do!”
“Took on my insurance company and won to get my roof replaced due to storm damage. Very professional and consistent. Gave me updates along the way, until it was approved.”
“Sam was and still is the Man with the Plan at Clarion Claims Group. Sam is exceptionally well-versed when it comes to insurance claims and handling insurance companies, no matter how difficult they can be.”
“Sam and his team are amazing! I have been in this industry a long time and have worked with a handful of Public Adjusters and Clarion is top notch.”
“Sam created a way to make the submission, review and PA process easy to negotiate. Looking forward to working with him and his team for a long time.”
“The best company I ever worked with. They truly care and gave our family the best experience during a hard moment in our lives.”
“Sam and his team are absolutely amazing, they get the job done!”
“We had an excellent experience working with Clarion Claims Group, especially Kiersten Calverley. After months of frustration dealing with our insurance claim, Kiersten stepped in, kept us informed throughout the process, and successfully helped us obtain approval for a full roof replacement. She was knowledgeable, responsive, and advocated on our behalf.”
“We worked with Kiersten and David from Clarion Group on a complicated roof claim, and the experience was outstanding from start to finish. Her persistence, deep knowledge of Minnesota statutes, and ability to stay on top of every detail were the reason we ultimately received full replacement approval. Highly recommended!”
“Working with Clarion was very reassuring. They were competent, punctual, and extremely efficient in getting my claim approved. Their field agent was very knowledgeable and nimble on my very steep roof. I cannot express my gratitude for Clarion enough.”
“I can't recommend Clarion highly enough. After working with their team for several years, I can confidently say they are one of the best partners I've had the opportunity to work with. Their communication with both me and my clients is second to none. They make my job easier, take exceptional care of my clients, and consistently deliver when it matters most.”
“Sam Cook was the best person to help me against State Farm. It took some time for State Farm to come around, but it was because Sam persisted and stayed on top of them. Sam came to my house in Michigan to see the damage on my roof and proved to State Farm they were wrong.”
“Great service. After my insurance company told me they weren't going to cover the repairs on my house, Cameron from Clarion Claims Group came in and had some very serious discussions with my insurance company, and now they are paying what they should. Would highly recommend their service for anyone dealing with difficult insurance companies.”
“I wouldn't hesitate to recommend Sam and his team at Clarion. They're among the most knowledgeable professionals in the industry, and they genuinely put the property owner's best interests at the center of everything they do!”
“Took on my insurance company and won to get my roof replaced due to storm damage. Very professional and consistent. Gave me updates along the way, until it was approved.”
“Sam was and still is the Man with the Plan at Clarion Claims Group. Sam is exceptionally well-versed when it comes to insurance claims and handling insurance companies, no matter how difficult they can be.”
“Sam and his team are amazing! I have been in this industry a long time and have worked with a handful of Public Adjusters and Clarion is top notch.”
“Sam created a way to make the submission, review and PA process easy to negotiate. Looking forward to working with him and his team for a long time.”
“The best company I ever worked with. They truly care and gave our family the best experience during a hard moment in our lives.”
“Sam and his team are absolutely amazing, they get the job done!”
Your insurer has a team
fighting for them.
Now you do too.
Your consultation is free. If your claim is worth pursuing, we fight for every dollar you're owed.
We respond within 24 hours, guaranteed.
Contingency-based fees.